Terms & Conditions

Welcome to AI With Faith ("we", "us", or "our"). These Terms & Conditions ("Terms") govern your access to and use of aiwithfaith.kellijramirez.com and any related content, resources, tools, or services we provide (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

Last updated: March 11, 2026

1. Acceptance of Terms

By using aiwithfaith.kellijramirez.com (the "Site") or any Service made available through it, you confirm that you have read, understood, and agree to be bound by these Terms and any additional policies referenced herein (such as our Privacy Policy). If you use the Service on behalf of an organization, you represent that you are authorized to accept these Terms on that organization’s behalf.

2. Eligibility

You may use the Service only if you are at least 18 years old or have reached the age of majority in your jurisdiction and have the legal capacity to enter into a binding contract. By using the Service, you represent and warrant that you meet these eligibility requirements.

3. Accounts and Access

Certain features of the Service may require you to create an account or provide contact information (for example, to access resources, tools, or newsletters). You agree to provide accurate, current, and complete information and to update it as needed so that it remains accurate and complete.

You are responsible for maintaining the confidentiality of any login credentials associated with your use of the Service and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use or suspected breach of security.

4. Acceptable Use

You agree to use the Service only for lawful purposes and in compliance with these Terms. You must not, and must not attempt to:

  • Use the Service in any manner that violates applicable laws or regulations.
  • Upload, share, or generate content that is unlawful, harmful, defamatory, harassing, hateful, or discriminatory.
  • Exploit the Service to create or disseminate spam, misleading claims, or deceptive marketing.
  • Attempt to gain unauthorized access to any portion of the Service or related systems.
  • Reverse engineer, decompile, or otherwise attempt to derive source code or underlying models where not expressly permitted.
  • Interfere with or disrupt the integrity or performance of the Service.

5. AI-Generated Content and No Professional Advice

AI With Faith may provide tools, prompts, examples, or outputs generated with or assisted by artificial intelligence ("AI Content"). AI Content is generated automatically based on patterns in data and does not constitute professional advice of any kind (including but not limited to legal, medical, financial, psychological, or pastoral counseling).

You are solely responsible for reviewing, evaluating, and independently verifying any AI Content before relying on it or applying it in your life, work, ministry, or business. You should consult qualified professionals where appropriate. We do not guarantee the accuracy, completeness, or suitability of any AI Content, and you use it at your own risk.

6. Faith-Based and Spiritual Content

The Service may include reflections, prompts, examples, or other content that refers to faith, spirituality, or religious themes. Such content is provided for informational, educational, and inspirational purposes only and is not intended to replace personal discernment, prayer, pastoral guidance, or professional counseling.

Any references to faith or spiritual practices are offered from a particular perspective and may not reflect the beliefs or practices of all users. You remain responsible for how you interpret and apply any such content in your own context.

7. Your Content and Conduct

If you submit, upload, or otherwise provide content to the Service ("User Content"), you represent and warrant that you have all necessary rights to do so, and that your User Content does not infringe, misappropriate, or violate the rights of any third party or any law.

You retain any ownership rights you have in your User Content. By providing User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, host, store, reproduce, adapt, and display such content solely as necessary to operate, improve, and provide the Service to you and other users.

8. Intellectual Property

The Service, including but not limited to all text, graphics, logos, icons, images, audio clips, video clips, software, and the overall design and organization of the Site, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws. "AI With Faith" and any associated logos or marks are our trademarks or service marks.

Except as expressly allowed in these Terms, you may not copy, reproduce, modify, publish, distribute, create derivative works from, or otherwise exploit any part of the Service without our prior written consent.

9. Purchases, Payments, and Refunds

From time to time, we may offer paid products, courses, memberships, or other services through the Site. If you choose to make a purchase, you agree to provide accurate payment information and authorize us (or our third-party payment processor) to charge your payment method for the total amount of your purchase, including any applicable taxes and fees.

Specific terms, including pricing, billing frequency, access duration, and refund or cancellation policies, may be presented at the point of purchase and are incorporated into these Terms by reference. To the extent permitted by law, all sales are final unless a different refund policy is expressly stated for a given offer.

10. Third-Party Services and Links

The Service may integrate with or link to third-party websites, tools, or services (including AI platforms, payment processors, or social media). These third parties are not controlled by us, and we are not responsible for their content, policies, or practices. Your use of third-party services is subject to their own terms and privacy policies, which we encourage you to review carefully.

11. Disclaimers of Warranties

To the maximum extent permitted by law, the Service (including all AI Content, faith-based content, and any paid or free resources) is provided "as is" and "as available" without warranties of any kind, whether express or implied. We specifically disclaim any implied warranties of accuracy, reliability, merchantability, fitness for a particular purpose, and non-infringement, as well as any warranties arising out of course of dealing or usage of trade.

We do not guarantee that the Service will be uninterrupted, error-free, secure, or free of harmful components, or that any defects will be corrected. You are responsible for implementing appropriate safeguards (such as backups and security measures) to protect your own systems and data.

12. Limitation of Liability

To the maximum extent permitted by law, in no event will we be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use the Service, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.

To the extent any liability cannot be excluded, our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will not exceed the greater of (a) the amount you paid us for access to the Service in the three (3) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars (USD $100).

13. Indemnification

You agree to indemnify, defend, and hold harmless AI With Faith, its owner, affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with (a) your use of the Service, (b) your violation of these Terms, or (c) your infringement or alleged infringement of any intellectual property or other right of any person or entity.

14. Suspension and Termination

We may suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including if we believe you have violated these Terms or used the Service in a way that could cause us legal liability or disrupt others’ use of the Service. Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination (including intellectual property, disclaimers, limitations of liability, and indemnification) will continue to apply.

15. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to the Service will be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in California for the resolution of any dispute arising out of or relating to these Terms or the Service, except where otherwise required by applicable law.

16. Changes to These Terms

We may update or modify these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page and may provide additional notice as required by law. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated Terms. If you do not agree to the changes, you must stop using the Service.

17. Entire Agreement and Severability

These Terms, together with any additional terms or policies referenced herein (such as our Privacy Policy) and any purchase-specific terms presented at checkout, constitute the entire agreement between you and AI With Faith regarding your use of the Service. If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

18. Contact Us

If you have any questions about these Terms or the Service, you may contact us using the contact information or form provided on aiwithfaith.kellijramirez.com.